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As the account was created just over a year ago, it's likely that your free tier entitlements have just expired, so now you're being charged for resources that were previously in-scope of free tier.
Go to the billing dashboard for your account and pick last month's bill https://us-east-1.console.aws.amazon.com/billing/home?region=us-east-1#/bills
Scroll to the foot to see what you are being charged for - this will break it down per-service and per-region within that. From what you describe it's an EC2 instance that you've been charged for, so drill down into this section to see what this is exactly - if the instance is stopped but not terminated then you could be being charged for the storage volumes associated with it, and/or any snapshots that have been made of it.
Make a note of the region(s) where the charges for EC2 were accrued, then switch to that region in the AWS Console, go to the EC2 section, and properly terminate any instance that are stopped, and/or delete the EBS volume(s) associated with them, and/or delete snapshots, and/or release any elastic IPs (unlikely, but worth checking).
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Hello MeltingDog. Sorry to hear about your experience with the unexpected charge. My recommendation would be to go to the Billing and Cost Management console or the Cost and Usage Reports in Cost Explorer to find out what you're being charged for. Here are some additional details:
To check the resources that are generating charges in your account, do the following:
Note: The Billing and Cost Management console takes about 24 hours to update usage and charge information for active resources.
I hope this helps.
Thank you for your question, Brian Anderson - AWS