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The payment option in your screenshot is for a direct bank charge that only works in Europe. It doesn't involve any kind of card but only a European bank account.
There should be a credit card payment option in your AWS account, and you should be able to use major credit cards there. I suggest you read the instructions:
https://repost.aws/knowledge-center/add-new-payment-method
https://repost.aws/knowledge-center/change-default-payment-method
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