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Hello.
You do not need to create an AWS account to take the AWS certification exam.
To take the AWS certification exam, you need to create an AWS certification account and make a reservation with Pearson VUE.
https://www.aws.training/certification
https://aws.amazon.com/certification/certification-prep/testing/?nc1=h_ls
You can pay for your AWS certification exam using the credit cards listed in the document below.
A credit card should be required as mentioned, so if a MADA card is not a credit card, I don't think it can be used.
https://aws.amazon.com/certification/policies/before-testing/?nc1=h_ls
Payment methods
You can pay for AWS Certification exams using a credit card or voucher. The following credit cards can be used at Pearson VUE: Visa, American Express, Mastercard, and JCB.
Just to be sure, I think it would be a good idea to contact the AWS Certification Team from the URL below.
https://support.aws.amazon.com/#/contacts/aws-training/
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